Notice

Flexible Tenure

Loan tenure ranges from 3 to 6 months.

Monthly Interest

A monthly interest rate of 5% applies.

Eligibility

Available for both salaried professionals and self-employed individuals.

Zero Documentation

100% paperless process with zero documents required.

Minimum Collateral

Requires a minimum of 1 gram of gold.

Gold Loan Policy & Terms

At Instant Loan Pay, we offer a fast, flexible, and hassle-free Gold Loan process designed to fulfill your immediate financial needs without complex paperwork or delays. Below are the key terms and conditions governing our Gold Loan service.

1. Loan Eligibility

Employment Status: Open to both salaried individuals and self-employed professionals.

Age & Identification: Applicants must be at least 18 years of age.

Collateral Requirement: The borrower must provide physical gold with a minimum weight of 1 gram as collateral.

2. Loan Tenure & Repayment

Tenure Range: Flexible loan duration options available between 3 to 6 months.

Repayment Options: Borrowers can clear the outstanding balance anytime within the chosen tenure without hidden penalties.

3. Interest Rates & Charges

Monthly Interest Rate: A flat interest rate of 5% per month applies to the principal loan amount.

Calculation: Interest is calculated on a monthly cycle for the duration of the loan.

4. Documentation & Verification

Zero Documentation: No income proof, bank statements, or extensive paperwork required.

Purity Verification: The pledged gold undergoes a quick, transparent in-person purity assessment to determine the approved loan value immediately.

5. Security & Custody of Gold

Safe Keeping: Pledged gold assets are stored securely in high-security vaults with insurance coverage throughout the loan period.

Asset Release: Upon full repayment of the principal and applicable interest, the pledged gold will be returned immediately to the owner in its original condition.

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HAR SHREEJEE FINANCE & LEASING COMPANY LIMITED | Registered Under RBI B-14.02044

GRIEVANCE REDRESSAL CELL

  • We strictly follow the RBI directive and have set up an effective Grievance Redressal Cell to handle and address all manner of grievances.
  • We always endeavour to carry out responsible lending, whereby we give just the loan which we know you will find convenient to pay back, but also recover our dues ethically. We never believe in any manner of high-handed or coercive recovery methods.
  • But in case you have any complaints we will take up the matter seriously and address the issue within 5 working days.

    • Email us at : Support@instantloanpay.com, Grievance@instantloanpay.com,

  • Helpline : 9266015511 | Ms. Parul (Timing 10:00 Am to 07:00 PM)
Important* - As a registered NBFC with the Reserve Bank of India and following all the guidelines of the regulatory authorities, InstantLoanPay provides loans to all eligible customers, where we accomplish our lending services through our website and CRM. Apart from this, we would like to inform our customers and the general public that we don’t have any app on android or appstore, and we are not disbursing through any mobile app. Therefore, please beware of any lending application that is copying our name and disbursing loans in our name through mobile apps, and please inform us in such circumstances where someone is trying to cheat through the unauthorized loan app by copying our name and logo.

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